If you’ve been involved in such an incident in Missouri or Illinois, you don’t have to go through the claims process alone. The Brown & Brown team has decades of experience and knows how to protect your rights and interests.
The Challenges of Multi-Vehicle Accidents
Unlike two-car collisions, multi-vehicle accidents include several parties, each with their own insurance providers and perspectives on the incident. This complexity can lead to:
- Disputed liability: Determining who is at fault becomes challenging when multiple drivers may have contributed.
- Multiple claims: You will likely need to file claims with several insurance companies, each with its own procedures and timelines.
- Increased risk of denial: Insurers may attempt to shift blame or minimize payouts, particularly when fault is not clearly established.
Steps to Take Immediately After the Accident
Your actions following a multi-vehicle pileup can affect your ability to file a claim successfully:
- Ensure safety: Check for injuries and move to a safe location if possible.
- Call emergency services: Report the accident to the police and request medical assistance if needed.
- Document the scene: Take photos of the vehicles, road conditions, and any visible injuries.
- Gather information: Collect names, contact details, insurance information, and vehicle details from all parties.
- Seek medical attention: Even if your injuries seem minor, a medical evaluation is necessary to document any harm sustained.
Navigating the Insurance Claims Process
Filing insurance claims after a multi-vehicle accident involves these critical steps:
- Notify your insurer: Inform your insurance company promptly, providing all necessary details.
- Consult an attorney: Given the complexity, it’s advisable to seek professional guidance from a lawyer.
- Avoid admitting fault: Refrain from making statements that could be interpreted as admitting liability.
- Keep detailed records: Maintain copies of all correspondence, medical records, repair bills, and any other relevant documents.
Contact a Car Accident Attorney Today
If you’ve been involved in a multi-vehicle pileup, contact Brown & Brown Attorneys at Law. Our team will answer your questions, advocate for your rights, and assist you in securing fair compensation.
Call us today at 314-333-3333 or 573-333-3333 (St. Louis) or 618-888-8888 (Illinois) to schedule your free consultation.
