When you are injured on the job, you are entitled to file a workers’ compensation claim. This is true for nearly all employees in the Greater St. Louis area. With very few exceptions, it remains true even in cases where a worker played a role in his or her accident. It is a guaranteed benefit for people who face medical bills and lost wages due to workplace accidents, injuries, or illnesses.
While workers’ compensation covers a wide range of incidents, accidents, and injuries, there are some that are more common than others – a fact that may help speed the claims process. However, even when you sustain a more common injury, it is important to discuss your options with a qualified workers’ comp lawyer who can help you understand your rights and your options, and assist you in filing a viable claim.
Workers’ Compensation Benefits
In both Missouri and Illinois, a workers’ compensation claim can provide benefits for medical expenses, including travel to and from appointments, along with a portion of your average weekly wage. These payments will continue until your physician determines that you have reached maximum medical improvement and are cleared to return to work in the same or a modified capacity.
Workers’ comp is intended to provide injured workers with the resources they’ll need to fully recover from an on-the-job injury. While most claims are made immediately, some injuries or illnesses are progressive or slow to develop. Workers have two years from the date of an injury to file a claim in Missouri. Illinois allows for three years.
Workers’ Compensation or Personal Injury?
If your injury will produce a lifetime of struggle or if you were injured by a third-party, though negligence, or due to someone else’s actions, you may be entitled to take legal action. Personal injury claims seek damages for things like medical bills and lost wages that workers’ comp will cover, but also for pain, suffering, and other issues that are not relevant to workers’ compensation. The best way to learn which option will produce the results you deserve is through a one-on-one consultation at one of our Greater St. Louis area offices.