Drivers who get in car accidents in Missouri or Illinois are legally required to stop and exchange personal information and pertinent insurance information and/or wait for police to arrive at the scene. When drivers fail to do this, they may face criminal charges of hit-and-run (also referred to as leaving the scene of the accident), as well as a car accident civil lawsuit filed on behalf of any victims in the collision.
In the event that a hit-and-run accident occurs, however, tracking down the at-fault driver can be tricky. It may take police weeks or even months to identify hit-and-run drivers (if they are able to do so at all). In such cases:
- Drivers who have uninsured motorist coverage as part of their own auto insurance policy can receive compensation for their injuries, property damage and losses, as hit-and-run claims are covered by uninsured motorist coverage.
- If police ultimately are able to track down the hit-and-run driver, car accident victims can sue the at-fault driver for all costs – including medical bills, car repair expenses and lost wages – incurred as a result of the car accident. In these situations, police reports can play a vital role in helping establish negligence and building a strong car accident lawsuit against the at-fault driver.
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