Casualty insurance is a general form of liability insurance that is distinct from life, health or property insurance. Although various states have more specifically defined what types of insurance policies fall under the umbrella of casualty insurance, in general, casualty insurance may include liability insurance associated with:
- Car insurance
- Workers’ compensation insurance
- Fidelity bonds (a type of insurance for businesses)
- Surety bonds
- Marine insurance
- Earthquake insurance
- Terrorism insurance.
Although individuals with casualty insurance expect that they will be covered by these policies in the event they suffer some type of injuries or losses pertaining to this insurance, in some cases, insurance companies may act in bad faith – meaning that they may:
- Deny legitimate claims against a casualty insurance policy
- Unnecessarily delay payment on legitimate claims
- Undercut the value of legitimate claims
In such cases, it’s crucial that policy holders (i.e., the insured) remember that:
- Their insurance policy is essentially a contract they have with their insurance company.
- They can sue their insurance company for bad faith actions to obtain the compensation they deserve.
- The insurance bad faith lawyers at Brown & Brown Attorneys at Law are here to aggressively defend their rights and help them secure the maximum possible settlement.
If your insurance company has denied or undercut your claim and you are currently in need of a Missouri or Illinois insurance bad faith lawyer, we encourage you to email us using the form on the screen and/or to call us at 314-333-3333 or 573-333-3333 for our Missouri office or at 618-888-8888 for our Illinois office. We offer free consultations.